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BUSINESS DEPOSIT RATES

Rates effective as of: 11/12/2008.

Business High Yield Money Market Account

Balance Rate (%)*APY (%)*
$0 – $99,9990.000.00
$100,000 - $249,9991.451.46
$250,000 - $499,9991.451.46
$500,000 - $999,9991.601.61
$1,000,000 +1.601.61

Business Money Market Account

BalanceRate (%)*APY (%)*
$0 – $1,4990.000.00
$1,500 - $9,9990.750.75
$10,000 - $99,9990.950.95
$100,000 - $249,9991.051.06
$250,000 - $499,9991.051.06
$500,000 +1.101.11

Premier Checking & Legal Services Trust Fund

Balance Rate (%)*APY (%)*
$1 – $99,9990.500.50
$100,000 - $249,9990.250.25
$250,000 - $499,9990.280.28
$500,000 - $999,9990.320.32
$1,000,000 +0.360.36

Business Interest Checking Account (Analyzed)

Rate (%)*APY (%)*
0.500.50

Business Savings Account

Rate (%)*APY (%)*
0.500.50

Certificates of Deposit **

........................ $2,500 - $49,999$50,000 - $99,999$100,000 and over...
TermRate(%)*..... APY(%)*Rate(%)*..... APY(%)*Rate(%)*........ APY(%)*
7 – 29 days0.60....................0.600.75....................0.750.80....................0.80
30 – 89 days1.00....................1.011.50....................1.512.00....................2.02
90 – 179 days1.75....................1.772.10....................2.122.20....................2.22
180 – 364 days2.00....................2.022.15....................2.172.30....................2.31
365 – 729 days2.35....................2.382.60....................2.632.85....................2.85***
2 yr – 1094 days2.60....................2.632.75....................2.792.90....................2.90***
3 yr – 1459 days2.95....................2.993.05....................3.103.15....................3.15***
4 yr – 1824 days3.45....................3.513.65....................3.723.75....................3.75***
5 yr – 2189 days3.55....................3.613.75....................3.823.85....................3.85***

***Interest cannot remain on deposit and payout of interest is mandatory.

Treasury CD **

Balance Rate (%)*APY (%)*
$1 – $4,9990.500.50
$5,000 - $24,9990.280.28
$25,000 - $99,9990.300.30
$100,000-$249,9990.320.32
$250,000 +0.340.34

*Annual percentage yields (APY) are accurate as of this date. Fees may reduce earnings
**A penalty may be imposed for early withdrawal.
Rates subject to change without notice.