TRUST & INVESTMENT ACCOUNTS

Legal Services Trust Fund*

An interest-earning checking account for California attorneys and law firms that receive and disburse client funds.

Minimum Initial Deposit:	N/A
Monthly Maintenance Fee:	$8/month, deducted only from the interest earned.
Explanation of Interest Rate:	It is a variable earnings rate based on the 3 Month T-Bill Auction Rate in effect on the first Tuesday of the month. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest is compounded daily on the balance and is a variable rate based on the 3 Month T-Bill Auction Rate, and the following tiers: I: $99,999 or less II: $100,000 to $249,999 III: $250,000 to $499,999 IV: $500,000 to $999,999 V: $1,000,000 or more
Annual Interest Rate/ Annual Percentage Yield:	Click here for the most current Business Deposit Rates

Simplified Employee Pension Plan (SEP) And Defined Contribution Plan

Tax advantaged retirement plans for eligible business owners and their employees

*The Bank reserves the right to require seven days written notice prior to withdrawal of any funds in this account.

Future Changes
Community Bank reserves the right to make changes in this Schedule at any time. Unless changes must be made immediately to comply with a specific law or regulation, the Bank will give such notice as required by laws or regulations.

Member FDIC